Most
major carriers offers a short-term medical
plan for California residents which provides individuals with
flexible, reliable, affordable coverage for those
"in-between" times.
Short term medical insurance generally include
the following:
Simplified
applications - more limited medical history
questionnaires than permanent coverage Faster
Turn-around - effective dates can be
as early as midnight following post or fax date if
approved Pre-existing
conditions - most short term plans do
not cover pre-existing conditions. They are
really built to handle more catastrophic issues. Preventative
is typically not covered on Short Term policies Choice
of deductible typically runs from $500 to $2000 Usually
a minimum of 30 days is required and can be up to
6 months (sometimes month to month
up to 12 months) Short
term plans are typically pre-payed for a fixed
period of time
You can get
an instant quote
and benefit
information
Make sure to
select "Short
term" at the
bottom of the
page.