Serving California & Hawaii Since 2003
River Rock Insurance Services Inc.

California Licensed Agent

Medicare Insurance in California

Independent Medicare brokers serving Northern California communities. Licensed, local, and always free.

Thomas Gray, Licensed Medicare Agent

Your California Medicare Agent

Meet Your Northern California Medicare Specialist

I've been helping California residents find the right Medicare coverage since 2003. Based in Roseville, I serve communities throughout Northern California. Every consultation is free and no-pressure.

Book a Free Call with Thomas

Your Local California Medicare Expert

River Rock Insurance Services has been helping California residents navigate Medicare since 2003. Based in Roseville, we serve communities throughout Northern California, from Sacramento to the Sierra foothills.

California has one of the most competitive Medicare markets in the country, with dozens of plan options available in most counties. Our independent agents compare every available plan in your specific ZIP code to find the coverage that best fits your doctors, prescriptions, and budget.

As independent agents, we also assist with individual, family, and small business health insurance options.

California Health Insurance Plans

We compare all major carriers available in your California county.

Medicare Advantage (Part C)

All-in-one plans from private insurers. Often includes dental, vision, and hearing. Many plans available with $0 premium.

Learn More →

Medicare Supplement (Medigap)

Covers the gaps in Original Medicare. See any Medicare-accepting provider in California, no network restrictions.

Learn More →

Medicare Part D

Prescription drug coverage. We analyze your specific medications to minimize your annual drug costs.

Learn More →

Individual & Family Plans

Individual and family health insurance options. We help you find the right coverage for your situation and budget.

Learn More →

Communities We Serve

Local Medicare expertise across Northern California.

Why Choose a Local California Medicare Broker?

Get Your Free California Medicare Quote

Tell us your ZIP code, doctors, and medications. We'll compare every plan available in your California county and find the best fit.

(916) 865-8352

Mon-Fri 8am-6pm PT

Book a Free Call

Watch: Medicare in California

Ready to Find Your Best Medicare Plan?

Free guidance from a licensed California agent. No pressure, no cost.