Serving California & Hawaii Since 2003
River Rock Insurance Services Inc.

Hawaii Licensed Agent

Medicare Insurance in Hawaii

Independent Medicare brokers licensed in Hawaii. Expert guidance for Medicare Advantage, Supplement, and Part D across all Hawaiian islands.

Thomas Gray, Licensed Medicare Agent

Your Hawaii Medicare Agent

Hi, I'm Thomas Gray

I've been helping Hawaii residents find the right Medicare coverage since 2003. Licensed in both California and Hawaii, I understand the unique carrier landscape across the Hawaiian Islands. Every consultation is free and no-pressure.

Book a Free Call with Thomas

Hawaii's Trusted Medicare Insurance Broker

River Rock Insurance Services has been helping Hawaii residents navigate Medicare since 2003. We are licensed in Hawaii and understand the unique carrier landscape across the Hawaiian Islands, from Oahu to the neighbor islands.

Hawaii has a distinct Medicare market with specific plan options that differ significantly from the mainland. Our independent agents specialize in Hawaii Medicare plans and compare every available option on your island to find the coverage that best fits your doctors, prescriptions, and lifestyle.

We also specialize in helping clients who split time between Hawaii and California, finding plans that provide adequate coverage in both locations.

Medicare Plans Available in Hawaii

Medicare Advantage Plans in Hawaii

Hawaii has a unique Medicare Advantage market with strong carrier options. We compare every plan available on your island to find the best fit.

Learn More →

Medicare Supplement (Medigap)

Medigap plans let you see any Medicare-accepting provider in Hawaii. We compare rates across all carriers to find you the best premium.

Learn More →

Medicare Part D in Hawaii

We analyze your specific prescriptions against every Part D plan available in Hawaii to minimize your total annual drug costs.

Learn More →

Meet Your Dedicated Hawaii Medicare Expert

Local Medicare expertise across all Hawaiian Islands.

Oahu

Hawaii's most populated island and a growing Medicare market. We serve Oahu residents with expert guidance on Medicare Advantage, Supplement, and Part D plans available in Hawaii.

Learn More →

Maui

Comprehensive Medicare plan comparison for Maui County residents, including Lahaina and Kihei.

Big Island

Serving Hawaii Island residents across Hilo, Kona, and surrounding communities.

Kauai

Medicare guidance for Kauai residents, from Lihue to the North Shore.

Why Hawaii Residents Choose River Rock Insurance

Hawaii Medicare FAQs

Can I get Medicare in Hawaii if I live on a neighbor island?

Yes. Medicare is a federal program and covers you throughout Hawaii, regardless of which island you live on. Plan availability varies by island, and we help you compare what's available in your specific area.

Are there Medicare Advantage plans available on all Hawaiian islands?

Medicare Advantage availability varies by island. Oahu has the most options, while neighbor islands may have fewer choices. We specialize in knowing exactly which plans are available on each island.

Is your service free for Hawaii residents?

Yes. Our services are always free of charge. We are compensated by the insurance carriers, not by you. You pay the same rate whether you come through us or go directly to the carrier.

Can you help me if I split time between Hawaii and the mainland?

Absolutely. We specialize in helping clients who split time between Hawaii and California. We'll find plans that provide adequate coverage in both locations.

Get Your Free Hawaii Medicare Quote

Tell us your island, your doctors, and your medications. We'll compare every available plan and find the best fit for your Hawaii lifestyle.

1-866-696-8636 (Toll Free)
(808) 400-9814 Hawaii

Mon-Fri 8am-6pm PT | Toll Free: 1-866-696-8636

1260 Loho St., Kailua, HI 96734

Book a Free Call

Licensed in California and Hawaii

Watch: Medicare in Hawaii

Ready to Find Your Best Medicare Plan?

Free guidance from a licensed California agent. No pressure, no cost.