Oahu, Hawaii
Independent Medicare guidance for Oahu residents. Licensed Hawaii agents, zero cost, best rates.
Your Oahu Medicare Agent
I've been helping Hawaii residents find the right Medicare coverage since 2003. Licensed in both California and Hawaii, I understand the unique carrier landscape across the Hawaiian Islands, including Oahu's distinct Medicare market. Every consultation is free and no-pressure.
Book a Free Call with ThomasRiver Rock Insurance Services has been helping Hawaii residents navigate Medicare since 2003. Oahu is Hawaii's most populated island and its most competitive Medicare market, with a wider range of Medicare Advantage, Supplement, and Part D options than any other island in the state.
We understand Oahu's healthcare landscape, from the Queen's Health Systems and Hawaii Pacific Health networks in Honolulu to Kaiser Permanente Hawaii's island-wide coverage. Our independent agents compare every plan available in your ZIP code to find the option that best fits your doctors, prescriptions, and budget.
Whether you're turning 65, relocating to Oahu from the mainland, or reviewing your current Medicare plan during Annual Enrollment, we provide expert guidance at no cost to you, ever.
Oahu has the widest selection of Medicare Advantage plans in Hawaii. Carriers including HMSA (Blue Cross Blue Shield of Hawaii), Kaiser Permanente Hawaii, and UnitedHealthcare offer HMO and PPO plans across Honolulu and surrounding ZIP codes. We compare every plan available in your area.
Learn More →A Medigap plan gives you the freedom to see any Medicare-accepting provider on Oahu, and throughout the U.S., with predictable out-of-pocket costs. We compare rates across all carriers available in Hawaii to find your best premium.
Learn More →We analyze your specific prescriptions against every Part D plan available in Hawaii to minimize your total annual drug costs. Hawaii's formularies can differ from mainland plans, we make sure you're comparing the right options.
Learn More →Before recommending any Medicare plan, we verify that your current doctors and preferred hospitals are included in the plan's network. Oahu's major health systems include:
“Tom was so wonderful to work with. He was very knowledgeable and patient with all of my questions about Medicare. I highly recommend River Rock Insurance!”
“I really appreciate your fast turnaround on the countless issues we've had this month. Can't imagine dealing with the carrier directly!”
We serve all Oahu ZIP codes, Honolulu, Kailua, Kaneohe, Pearl City, Aiea, Ewa Beach, Kapolei, and surrounding communities.
(808) 400-9814Hawaii Direct Line
1-866-696-8636Toll Free | Mon-Fri 8am-6pm PT
Book a Free CallLicensed in Hawaii · Serving all Oahu communities
Watch: Medicare in Hawaii
Free guidance from a licensed California agent. No pressure, no cost.
